What sort of insurance is available?
With Kogan Super, you’ll be automatically covered for death and total and permanent disablement (TPD) if you:
- are 25 years and over
- have a super account balance of $6,000 or more; and
- are an Australian Resident*
Death (including terminal illness) cover provides a one-time payment when you die or if you’re diagnosed with a terminal illness. You will receive cover if you meet the above requirements (see bullet points) and aged under 69 years.
TPD cover provides a one-time payment if you become permanently unable to work due to illness or injury. You can only take up TPD with death cover (i.e. not on a standalone basis). You will receive cover if you meet the above requirements (see bullet points) and aged under 64 years.
You can also apply for Income Protection (IP) cover. IP cover provides a monthly benefit payment (up to a maximum of 2 years) if you’re unable to work because of illness or injury.
You can easily view insurance cover by logging into your online account.
*You must be legally permitted to reside and work for reward in Australia.